How Does Insurance Settlement Work For Roofing Claims?

It’s not every day that we need to file an insurance claim with our homeowner’s insurance company to get a roof covered. Most people aren’t sure how insurance settlement works until they cross that bridge. The whole process can be a bit intimidating and time-consuming if you’re not sure what to expect. Eclipse Roofing has experience in helping local KC residents get new roofs covered in a timely and efficient fashion.

insurance settlement work

Help! A Storm Wrecked My Kansas City Roof!

If you suspect hail or wind damaged your roof, you should call a roof inspector to evaluate the situation. Since these no-obligation quotes are always free, you have nothing to lose and everything to gain. Having a professional opinion on your side is always a bonus when negotiating with an insurer.

Once you have a roofer’s assessment in hand, you should then call your insurance carrier’s claims office. The claim handler will assign a claim number and adjuster to your case. Be sure to keep all this information for your own records. Sometimes insurers ask you to get three different estimates from local KC roofers.

insurance settlement work

Get A Fair Insurance Settlement

The adjuster will schedule an appointment to come out and take a look at your roof. Inform your adjuster that you will have a roofing contractor present at the meeting (to serve as your advocate). Insurers, by nature, are looking to keep their costs down and  may not necessarily have your best interests at heart.

Once the adjuster has a look at your roof, he or she will provide a detailed summary of the repairs needed. In some cases, this may mean a whole new roof needs to be put on. The roofing contractor will compare this information to be sure no important details have been omitted. Any discrepancies will be negotiated with Eclipse Roofing’s insurance liaison on your behalf to ensure you get a fair deal.

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Get Funding & Get Going

The initial check usually arrives with the claim summary. Sometimes additional paperwork is required by your mortgage company — a process which can take up to 10 days. Keep in mind, you will still be responsible to pay your deductible, whatever that may be. The total cost of the roof replacement will be covered by: the first insurance check, your out-of-pocket deductible, the amount of depreciation withheld by the insurance company, and any necessary supplements.  Once the roof has been completed, we will contact the insurance company to make sure any depreciation withheld is released and all the money promised by the insurer has been collected.

If you would like any more information about Eclipse Roofing’s insurance settlement work or a free roofing quote, please contact us at (913) 262-4700.

Finding The Best KC Roofers Can Help You Avoid These Roofing Nightmares

As one of the best KC roofers, we spend a surprising amount of time repairing damage done by other contractors. The industry is rampant with truly unbelievable tales of roofing horror stories and consumers who are left high and dry by these fly-by-night organizations that move from town to town chasing storms and insurance claims. There are also many contractors who are under-trained and under-insured. It’s up to the consumer to exercise due diligence in selecting the best KC roofer.

best kc roofers

Recent Roofing Nightmares…

  • In St. Louis, MO, a homeowner spent nearly $4,000 to stop a leaky roof. A contractor had come to fix a storm-related leak back in 2012 — only to leave a new spot leaking! He came back once, tacked up a few shingles and left, but the problem persisted. He left his sloppy work behind and stopped answering calls. 
  • In Honolulu, HI, a project to repair a leaky roof in the state capitol has actually created worse leaks. Construction workers were replacing the fifth floor roof, but tearing out the old foam padding has exposed cracks and allowed water to leak down and saturate office ceiling tiles, costing the taxpayers a lot of money!
  • In Cordova, AL, roofing contractors were working during thunderstorm conditions, which caused injuries to three workers that included broken bones, a left arm amputation and an injured shoulder. To make matters worse, the company owner was not adequately insured and refused to pay the tab! (Note: in some situations, workers may turn around and try to sue the homeowners, since it happened on their properties!)
  • In Grand Rapids, MI, an unlicensed contractor took $5,000 from a woman and left her with a leaky roof.

How To Find The Best KC Roofers…

When you’re looking for a Kansas City roofer, you want to check for several basic credentials:

  • When did the company form? A decade or more of experience is preferable.
  • Are they a member of the Better Business Bureau? Demand nothing less! Make sure they have an “A” rating.
  • Can you find reviews? Angie’s List is a good source for contractor reviews. Look the company up!
  • Do they offer free estimates? Be skeptical of people who charge for estimates or who ask for money upfront.
  • Is the quote fair? Get at least three bids in writing to compare figures before making your decision.
  • Are they professional? These days, you need to have a website, be courteous on the phone and show a portfolio.

Get a bid from Eclipse roofing!

Call 913-262-4700 for a free estimate from some of the best KC roofers the city has to offer.

Expert Roofers in KC Have GAF-ELK Master Elite Certification

As you search for expert roofers in KCyou may come across several different certifying programs. One of the best out there is the program sanctioned by leading shingle manufacturer GAF/ELK. “Because of GAF’s stringent standards, only the top 3% of all roofing contractors have qualified as Master Elite™ contractors,” the company states on their website. In this blog, we’ll answer some common questions you may have in separating the amateurs from the pros!

What Does “Master Elite Certification” Mean?

gaf masterTo receive the “Master Elite” certification, KC roofers must…

  • Be fully licensed in the state to perform roofing work.
  • Be adequately insured, for consumer protection.
  • Have a proven reputation for providing quality service.
  • Commit to ongoing education and professional training.

Is My Roofer A Certified Expert?

Sure, anyone can SAY they are GAF/ELK Master Elite certified, but don’t just take their word for it! You can easily verify a roofer’s credentials on the GAF website, simply by typing in the contractor’s ID # or Phone #.

What Else Should I Look For?

In addition to the expertise and consumer protections provided by hiring a certified roofing contractor, you can also protect yourself by assessing reviews from members of the community. Angie’s List is considered to be one of the better websites because they verify the validity of each review before publishing. You can search for KC roofers using a free trial. (Note: Eclipse has been recognized by the Angie’s List community as a “Super Service” award winner!)

Call 913-262-4700 for a free roofing estimate!

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Roofing Contractors In Kansas City MO – Call 913-262-4700!

roofing contractors in kansas city mo

Our roofing contractors in Kansas City MO Offers free estimates.

Roofing contractors in Kansas City MO can seem like a dime a dozen. Our city, in particular, has a high need for roofers due to the high winds and hail storms causing damage to area housing structures. Yet, the powerful storms also attract a number of opportunists who set up shop here, but may not necessarily be qualified or very good at roofing.

Here are a few of the factors that make Eclipse Roofing a good choice for your next job:

1. GAF/ELK Master Elite Certification

To become a factory-certified GAF Master Elite™ roofing contractor, we had to show that we are:

  • Fully licensed by the state of MO to perform roofing work.
  • Adequately insured for your protection
  • Have a proven reputation for quality service in our community
  • Are fully committed to ongoing professional training.

Did you know that only 3 PERCENT of roofing contractors have qualified as a “Master Elite” contractor?!

2. Exceptional Customer Service

We have not received a single complaint, which is why we have been given the Angie’s List “Super Service” award for 6 consecutive years — since Angie’s List first started giving out the award, in fact! As a small local company, we truly put our clients first. The vast majority of our business comes from personal referrals.

3. High Quality Materials

The best roofing companies do not try to under-bid competitors by using sub-par materials. We believe in doing a quality job RIGHT the first time. We guarantee our workmanship for 5 years, in addition to the manufacturer’s warranty. D.I.Y. jobs may be cheaper, but they also void the warranty — which can be 25 to 50 years on some types of roofing materials. We work with top-of-the-line shingle manufacturers like CertainTeed and GAF/ELK to bring you reliable products that will not fail!

Call our roofing contractors in Kansas City MO at 913-262-4700 for a free estimate!

 

Eclipse Roofing Receives 2012 Best of Mission Award

Press Release

FOR IMMEDIATE RELEASE

Eclipse Roofing Receives 2012 Best of Mission Award

Mission Award Program Honors the Achievement

MISSION November 6, 2012 — Eclipse Roofing has been selected for the 2012 Best of Mission Award in the Roofing Contractors category by the Mission Award Program.

Each year, the Mission Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the Mission area a great place to live, work and play.

Various sources of information were gathered and analyzed to choose the winners in each category. The 2012 Mission Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Mission Award Program and data provided by third parties.

About Mission Award Program

The Mission Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the Mission area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value.

The Mission Award Program was established to recognize the best of local businesses in our community. Our organization works exclusively with local business owners, trade groups, professional associations and other business advertising and marketing groups. Our mission is to recognize the small business community’s contributions to the U.S. economy.

SOURCE: Mission Award Program

CONTACT:
Mission Award Program
Email: PublicRelations@awardprogram.org
URL: http://www.awardprogram.org